The simplicity makes this prediction hard. Yes, both teams crushed their only same opponent. SEMO is 9-2 in a mediocre conference and Montana is 7-4 in a good conference.
I've watched all games for both teams. Honestly, Montana looks faster than SEMO. But, that maybe due to camera placement.
Offense: SEMO actually trues to play with the game. Montana under Hauck has always been primarily run, run, pass.
Defense, I have no idea. It is beyond me.
Special Teams: Both teams are above average.
I have no idea who will win this game. And, weirdly, I am probably the most educated on these two teams.