"
Under the new
105-player roster limit established by the
House v. NCAA settlement, there is
no specific rule forcing a school to offer all 105 players a scholarship. Instead, the new model replaces the old "headcount" rule with a
maximum cap and an equivalency system, creating a clear distinction between what is permitted and what is required:
- The Maximum Allowed: A school can choose to provide scholarships to all 105 players on the roster. Furthermore, because football is now an "equivalency sport" (like baseball or track traditionally were), schools can split those scholarships into partial awards (e.g., giving 105 players a 50% or 80% scholarship) rather than being forced to only hand out full rides.
- The Minimum Required: To maintain FBS status, a school must still hit the baseline minimum floor of 77 full-scholarship equivalents (90% of the traditional 85 cap).
How Schools Are Handling It
Because schools are not legally or regulatory-bound to fully fund all 105 spots, a massive financial dividing line has emerged in the FBS:
- The Power 4 (SEC, Big Ten, Big 12, ACC): Most of these programs are aiming to maximize their competitive advantage by fully funding scholarships for all 105 roster spots, using a mix of full and partial rides alongside their new direct revenue-sharing pools.
- The Group of 5: Many of these programs simply do not have the athletic department budget to add 20 extra scholarships. They are staying right around their required baseline minimum (77 to 85 scholarships) and filling the remaining spots on the 105-man roster with walk-ons or players funded primarily through localized NIL collectives rather than direct institutional scholarships."
"Overarching FBS Financial Requirements
In addition to the football-specific minimum, an athletic department must meet broader institutional scholarship baselines across all sports:
- Total Scholarships: The school must offer a minimum of 200 athletic scholarships per year across all varsity sports (or spend at least $4 million on athletic scholarships annually).
- Sports Sponsorship: The institution must sponsor at least 16 varsity sports (including football).
Upcoming Changes (Effective 2027–28)
The NCAA has already codified stricter financial hurdles for FBS membership that will take effect in a couple of years. Starting in the 2027–28 academic year:
- The minimum total scholarship count rises to 210.
- The minimum annual scholarship spending floor increases to $6 million.
- Schools will be required to fund at least 90% of the maximum allowed roster/scholarship limits across 16 different sports, forcing a much broader institutional investment in non-revenue sports." Gemini.